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By Brian D. Ratty©2002 |
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By Brian D. Ratty©2002 |
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| Web Links: http://www.sba.gov The SBA provides short- and long-term loans to eligible, creditworthy, start-up and existing small businesses that cannot obtain financing on reasonable terms through normal lending channels. The SBA provides financial assistance through its participating lenders in the form of loan guaranties, not direct loans. The agency does not provide grants for business start-up or expansion. The SBA Office of Capital Access administers the 7(a) Loan Guaranty Program. Loans are available for most business purposes, including the purchase of real estate, machinery, equipment, and inventory, or for working capital. The loans cannot be used for speculative purposes. The SBA generally can guarantee a maximum of $750,000 under this loan program. http://www.score.org With more than 11,500 volunteer business counselors, SCORE provides small business mentoring and advice on the full range of business topics. SCORE business counselors are well-versed in how to develop effective business plans and create strategies for business growth—they are here to help you set your course for success. SCORE counseling is: Free Confidential Essential to Your Success Available to All U.S. Citizens |
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